ReverieLuxe is an Introducer Appointed Representative of Social MoneyLimited t/a Payl8r who is authorised by the FCA under Ref. Number 675283. Credit is subject to credit worthiness and affordability assessments. Missed payments may affect your credit file, future borrowing and incurfees. Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92"